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Get more information on Florida Vacation Home Fractional Ownership at our Blog - FLfractionalOwnership.com

• Fractional Ownership: How to Live Like a Multi-Millionaire
by David Yarian, Ph.D.

Fractional Ownership allows you have the use of the luxury items you want, when you want them  -- without the headaches, expense and liability of full ownership. With fractional ownership, an expensive asset (jet, yacht, vacation home, classic car, vineyard) is jointly owned with a number of other individuals; each owns a percentage share of the asset and has defined rights and privileges pertaining to the use of the asset. A management company provides the continuity and organization to allow share owners easy and predictable access to the asset.

• Fractional Ownership by Andy Sirkin

San Francisco attorney Andy Sirkin answers frequently asked questions about fractional ownership.

• Fractional Ownership 101 by D. Andrew Sirkin

Andy Sirkin is a recognized expert in fractional ownership and other co-ownership arrangements including shared vacation homes, tenancy in common, and equity sharing.

• Fractional Ownership: Get a Piece of a Vacation Home by Pat Curry, Bankrate.com

Bankrate.com explains fractional ownership.

• The Fractional Property Tour Checklist by Sherman Potvin

The right questions to ask while visiting the property of your choice.

• Fractionals: A Warm Spot in a Cooling Market by Kristina Shevory

April 13, 2007, New York Times article highlighting growing fractional ownership market share - up 30% from 2005.

• Florida Real Estate Economic Outlook by David Yarian, Ph.D.

The Emerald Coast has a vibrant and steady tourist economy, with low unemployment. The new Panama City International Airport, projected to open in first quarter 2010, will make the area easily accessible from anywhere in North America and Europe. It is expected to provide a major boost to the area’s economy, and to drive demand for real estate. We believe Northwest Florida is a solid place to invest in real estate, and that real estate values, though flat right now (January 2008) are poised to move sharply upward, particularly for beachfront and Gulf view properties. See what American Express, CNN Money.com, Florida Realtors, the St. Joe Company, and Fortune Magazine have to say about real estate in Northwest Florida.

• How to Finance Your Fractional Ownership Vacation Home
by David Yarian, Ph.D.

Fractional ownership is a relatively new concept and many traditional lenders are not aware of it. What are the financing options for a fractional purchase? There are four options for financing your fractional ownership vacation home. The first, obviously, is cash -– buy your fractional share outright. The second option is to tap the equity in your home. Option three is to obtain a mortgage. There are several lenders who offer specialized mortgage products to fund the purchase of fractional ownership properties. The fourth option for funding your fractional ownership vacation home is financing offered by the developer of the fractional project.

• The Evolution of Fractional Vacation Ownership by Sherman Potvin

The past, present and future of fractional ownership.

• Million-dollar homes ... for a fraction of the price by Les Christie, CNNMoney.com staff writer

June 23, 2006, CNN Money article overview of fractional ownership vacation homes.

• Planning Your Visit to a Fractional Property by Sherman Potvin

How to get a special vacation deal to visit a property you're interested in.

• Relax in Paradise! Fractional Ownership for Vacation Homes
by David Yarian, Ph.D.

Vacation homes are the most widespread use of the fractional ownership concept. Fractional ownership is not a timeshare. The difference is that a fractional share owner owns a deeded share for a fraction of the property. A timeshare "owner" is entitled to access to his property for specified periods of time; he has no ownership interest in the property. If the property appreciates, fractional owners' shares also appreciate in value. Share owners can buy, sell, trade or otherwise convey their fractional share of the property. Share owners, as members of the Property Owners' Association, have input into decisions affecting their property. There may be tax benefits to the share owner from deducting mortgage interest or the fractional share of the depreciation on the property.

• Think You Can't Afford Your Dream Vacation Home? Think Again
by Christine Park

May 28, 2007 article by ABC Fresno affiliate KFSN explaining "a new trend in real estate coming to central California that makes owning a vacation home actually affordable."

• Vacation Ownership 101: Fractional Ownership - The American Express Network

American Express Network explains the basics of fractional ownership.

• What Is Fractional Ownership? - wiseGEEK

Brief article contrasting fractional ownership and timeshares.

• What's the Best Timeshare for You to Buy? Fractional Ownership May Suit You Best by Jill Potvin Schoff

Why buy 100% of something you'll only use a few times a year? Timeshares were a better idea back in the 1970s. Now - it's fractional ownership.

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